First, a few words about the country. Ukraine

The Government will ensure that after the corporate accounts abroad to pursue their bank deposits exile across the border. However, because the thing is slower than expected, it doubled the transaction tax and the tax rate is raised to 22%.
So you're sure that everyone who wants to get interest postal service band on the money, will be forced to leave the country. Because if elutalod your money to a bank to get a 4% interest on the new money, takes up half of the year, and then removing it from the money (because the next half year already you do not get old your money no interest), it is thanks to the raised You'll be richer postal service band transaction tax and the tax rate also increased, combos 0.76% interest. If we subtract the account management fees and other bank charges, it is actually free of looking after your money in the bank. (Three-month postal service band maturity, taking home less money than what I put in).
Therefore, only the deposits in euros and dollars funnier, hardly any interest above 2%. To do this you agree to transfer between accounts, foreign postal service band exchange, cash compartments, or more expensive than the forint accounts, so you'll quickly realize postal service band that we are paying a lot specifically to the bank (or rather the state) that they were out of money.
Supporting the government's postal service band efforts, I have repeatedly written across postal service band the border in available interest rates, postal service band such as bank deposits held in the Slovakian, Romanian and Bulgarian deposits held in euros, the euro deposits held in Serbia, the dinar deposits held in the.
Like other foreign countries are also free savings account, you do not have to pay the money to pay the fees and not for the exception, not old money, new money no suction. These are not all Hungarian specialties.
First, a few words about the country. Ukraine's economic position is quite odd. Most was much better than the Hungarian figures, such as the national debt is only 35.89% and falling. The Hungarian sovereign debt and 82.4% female. The unemployment rate is much lower than at home, in recent years, Ukraine has managed to avoid the recession is not as Hungary.
Nevertheless, the structure of the Ukrainian economy is quite opaque and too big for the role of agriculture and mining, the economy is largely dependent on Russian oil and gas is cheap. The country has too much of a washy (though postal service band slow us no better than the situation), lack of a high current account deficit, foreign exchange reserves are low and have to repay the country, will soon be a major foreign currency postal service band debts. postal service band For these reasons, "B" grade in the country than the high rating, postal service band although this is only one worse than the Hungarian classification.
The Ukrainian currency, the hryvnia is tied to the dollar, which is another time bomb if you have to appreciate the hryvnia. The 2008 large devaluation postal service band caused a serious crisis in the country. Most analysts with a 10% devaluation of waiting.
Loan-to-deposit ratio is high in Ukraine (140%), Hungary, the situation is slightly better (120%). This shows the dependence on external financing, the bank not only their deposits postal service band to finance lending.
Hungary has been in deficit for three years the banks in Ukraine after the 2011 severe loss of 5% ROE last year has been a modest 3% rate of return on equity has been achieved. Many loss-making banks defaulted loans very dangerous combo. If the bank is able to produce a profit, this is offset by losses due to delinquent loans.
The most serious postal service band situation is the ratio of the defaulted loans. (This is called the NPL ratio, ie the ratio of non-performing loans) is in Ukraine officially less, the reality is more, up to 30% may be 18% in the retail segment in Hungary. Therefore, be very careful, which we entrust our money to banks. I'll also try to help in this.
The first and most important rule is to only do the reported border money into your bank account! Therefore, the cross ask a customs declaration, please tell me that banks must. Here you can indicate your amount in your place, but exactly! I just randomly wrote in, given that even eighty thousand forints was not me, I wanted to take, because I wrote five euro (!!) And less than twenty thousand forints.
Then, go to Beregszasz, the city next to the border first, if you do not want to go further by car. If you bring a HUF, the main street in the town square opening between the pharmacy is a very private money changer who works marzzsal very low, 0.5% in the center postal service band to ask for. Also a good price in exchange offices postal service band jewelry shop on the main square.
(Hint: if you want a lot of money exchanged, So ring before departure that they have enough of the hryvnia changer in jewelry store +380-99-525-86-56, she speaks little english number of private gearbox can ask for me, however.. he did not speak English. Otherwise seven in 10 people of Hungarian-speaking Beregszasz, so language will not be a problem.)
Then buy a mobile card, because you have in the bank. This combos 15 hryvnia, and 400 forints a year makes. A life-elect, postal service band because the other races to s