* Www.nemzetihirhalo.hu - lenders are in serious trouble! Judgment of the Mansion executed by the banks? Though the Mansion of 2013. After judgment was proclaimed on July 4 - thanks to a number of online "excellent" portal was rumored in the press that the bank has been struggling to lose, but this is not true in this form. Indeed! If the judgment (the judgment phonograms) and examine its implications, it is safe to say that the lenders are in more trouble than before the verdict announcement. What I meant is none other than the determination of the exchange rate margin. Banks have been customers for many creative post office recruitment 2012 answers to the questions provided. post office recruitment 2012 There were some who just marked this as a settlement post office recruitment 2012 methodology, there were some who just used the word "no cost" - such was the consumer disputes out of court agreement may facilitate, but this dismally failed Financial Arbitration Board is, however, one commercial bank went as far as who he thought post office recruitment 2012 "not financially meaningful 'concept. post office recruitment 2012 (Note: this financial service is still operating permit)
However, the Curia said that the cost rate spread, post office recruitment 2012 as a percentage of the value of this type must appear on the contract. The contract for the court, it was not stated, and probably mistaken if I say that almost no contract included. To our knowledge, only one financial company in its announcement, but its owner - a commercial bank - even there. The legal effects of nothingness, it would trigger a decision no longer to be dealt with, as to the specific post office recruitment 2012 earnings deposited in one bound, respectively. However, the essence of this does not change, namely, that the shortcomings post office recruitment 2012 of rate raises almost all contracts null and void. However, the decision also contains an important element, namely that of the Curia noticed a change and the extent of this restored the contract date. It does not consider whether the possibility of a change post office recruitment 2012 to any option included in the contract, referred to at all in any way for the lender. Because the contract was declared valid, then back to the first instance court, where in addition to clearing up this issue examine the changed post office recruitment 2012 rate spread, whether the previously existing ACI. 213 . 1) Based on d.pontja. Since not indicated in the possibility of change-how would also insist, as it was included in the rate spread, changes in other unfair. I will no longer be made effective retroactively. Why is that? To do this, we turn to the European Court of Justice, who formulates a judgment as follows:. "The European Court of Justice, brought on 14 June 2012, Banco Espanol (judgment. C-618. Case) has ruled that" 93/13 6 of Directive Article (1) EC must be interpreted post office recruitment 2012 as precluding national legislation, [...] which will enable the national court that, if the conditions contained in a contract between a seller or supplier and a consumer is unfair to the determination of the said contract complement the contents of this condition by the amendment. "The ECJ argued that," If the national court that it is entitled to change the contents of unfair terms contained in such contracts, this option might be prejudicial to the desired long-term goal pursued post office recruitment 2012 by Directive post office recruitment 2012 93/13 Article 7. "So the decision is much ushered in the pot with a dead end and is able to communicate the changes with reference to the fact that it is now irreversibly me handle this issue in favor of the debtor. meantime, however, was to kötségként adopting the rate spread, but void with due to a lack of connection with almost have to say that validly not be possible post office recruitment 2012 today to terminate any loan agreement because it does not include the percentage of the rate spread, it is already null and void. As is easy to see because of the gap modification of the settlement can not be this eye is accurate. Magyar bailiffs Chamber is not by chance was lit Communication to the debtors turn to the court immediately after the execution procedure was initiated, and to ask its suspension because the claim is disputed. their part, believe that either post office recruitment 2012 the termination is available immediately, with regard to void the contract. this but if - if this final would, post office recruitment 2012 enforcement needs to be paid to the total execution post office recruitment 2012 cost just creditor asking because he wanted to enforce a claim resulting void contract, "the Hungarian Court Bailiffs Chamber invites the foreign currency post office recruitment 2012 debt debtors note that the action live in their cause. courts acting to suspend implementation of procedures - it was the
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